INSURANCE TECHNOLOGY
Silicon Valley for Insurance
Curated immersion programs for insurance executives exploring AI underwriting, claims automation, embedded insurance, and the startups reshaping risk.
Insurance is being rewritten by AI faster than most incumbents realize. Underwriting that took weeks now takes minutes. Claims processing is increasingly automated. Cyber insurance and climate risk are creating entirely new product categories. The InsurTech companies leading this shift are concentrated in the Bay Area, and the insurance executives who understand what's being built will position their companies ahead of the curve.
$5.1B
in global InsurTech funding in 2025, up 19.5% year over year
34%
of insurers now fully deploying AI, up from 8% in 2024
Coalition, Hippo, At-Bay
all headquartered in the Bay Area
Sources: InsureTech Trends 2025, Datagrid AI Insurance Report
WHAT YOU'LL EXPLORE
AI Underwriting: From Weeks to Minutes
How AI is compressing underwriting timelines and improving risk selection. Conversations with Bay Area InsurTech founders who've built underwriting engines processing thousands of applications daily. What the models see that traditional actuarial approaches miss, and where human judgment still matters.
Who you meet: Bay Area InsurTech founders, underwriting technology leads, actuarial AI researchers
Claims Automation and Fraud Detection
AI is changing how claims are filed, processed, adjudicated, and flagged for fraud. How the leading InsurTech companies have reduced claims cycle times by 60-80% while improving accuracy. Conversations with the engineers and operators who built these systems.
Who you meet: Bay Area claims technology founders, fraud detection specialists
Embedded Insurance: Distribution Reimagined
Insurance is increasingly sold at the point of transaction, not through agents. How embedded insurance works inside e-commerce, travel, fintech, and automotive platforms. Conversations with Bay Area founders building the APIs and the platforms integrating them.
Who you meet: Embedded insurance founders, Bay Area platform operators, distribution strategists
Climate Risk, Catastrophe Modeling, and Parametric Insurance
Climate change is the biggest challenge facing the insurance industry. How Bay Area companies are using satellite data, AI-powered catastrophe models, and parametric triggers to price and pay climate risk differently. Conversations with the founders and scientists building these tools.
Who you meet: Climate risk founders, catastrophe modelers, Bay Area parametric insurance operators
Cyber Insurance: Pricing the Unpriced
Cyber insurance premiums are growing fast, but so are the losses. Companies like Coalition and At-Bay are using real-time security data to underwrite cyber risk in ways traditional carriers can't. How the model works, what the loss ratios look like, and where this market is heading.
Who you meet: Coalition and At-Bay leaders, Bay Area cybersecurity founders, cyber risk analysts
InsurTech Infrastructure and the Modern Policy Stack
Behind every InsurTech product is infrastructure: policy administration, billing, compliance, and data pipelines. How Bay Area companies are rebuilding insurance infrastructure from the ground up, and what it means for carriers evaluating build vs. buy decisions.
Who you meet: Insurance infrastructure founders, Bay Area enterprise operators, CTO-level insurance leaders
WHERE WE TAKE YOU
FAQ